Direct fund platforms may promote questionable schemes for rewards, suggesting that if the service is free, the user might be the product.
The difference in annual variance between regular and direct mutual funds can impact long-term investment portfolios by up to 2%.
When investing in debt or bond mutual funds, opt for liquid funds for lower credit risk, but note that bond funds carry some level of risk.
When investing in mutual funds, focus on saving for future goals rather than speculating for quick gains.
Investors often follow the crowd and miss out on potential returns from mutual funds due to behavioral biases.
Few fund managers choose to invest their personal wealth in the funds they oversee.
Certain funds fail to follow their stated philosophy and do not act as they had promised their investors.
Portfolio managers employ various strategies to generate favorable returns, often overlooking the inherent risks involved.
Mutual funds may show you a 12% return, but the actual return you receive could be 10%.
Investing in mutual funds helps to diversify risk, preventing potential wealth erosion by following the principle of not putting all eggs in one basket.